Data Verification Overview

Sean, Elmark Jade Ignacio

— 1 min read

Overview

Data Verification is a process used to confirm an individual’s identity electronically by comparing their submitted information against trusted data sources. This article addresses common questions about how Data Verification works, what data is required, and what factors affect the success rate of verification.

1. What databases are used for Data Verification?

Data Verification checks are performed against multiple reliable and compliant data sources. These may include:

  • Government databases that maintain citizen identity records
  • Credit bureaus for verifying financial and personal information
  • Utility, telecom, and voter registries where available
  • Third-party verification networks that aggregate identity data from multiple trusted sources

2. What countries support Data Verification?

Data Verification availability varies by country, depending on data coverage and compliance frameworks.

To view the most up-to-date list of supported countries, please visit our Verification Coverage page.

3. What data is needed for a successful Data Verification?

The accuracy and completeness of the information provided directly affect verification outcomes. Typically, Data Verification requires the following data points:

  • Full name (given and family name)
  • Date of birth
  • Current residential address (and sometimes historical addresses)
  • Government-issued identification (e.g., driver’s license, passport, national ID)
  • National identification number or equivalent (e.g., SSN, SIN, CURP) — if applicable

Providing all relevant and accurate details significantly improves the likelihood of successful verification.

4. What affects Data Verification success rates?

Success rates vary based on data quality, completeness, and the country’s data infrastructure. Below is a general guideline:

Data Quality

Description

Estimated Success Rate

Complete and accurate data

Full name, valid ID, correct date of birth, current address

90%+

Partial data

Missing one or two key fields (e.g., incomplete address or ID)

60–80%

Inaccurate or outdated data

Incorrect personal details or mismatched information

Below 50%

Success rates can also depend on the strength of local data sources and how frequently government or credit databases are updated.

5. Key Takeaways

  • Data Verification relies on trusted and compliant databases such as government, credit, and utility records.
  • Supported countries can be viewed at our Verification Coverage page.
  • Accurate and complete information submission ensures higher success rates.
  • Regularly updating customer records improves reliability and reduces verification delays.

Read more

How do you setup identity or age verification so that only certain locations need to get verified?

Answer: Use Location-Based Identity Verification. This is enabled via the locationRestrictions.requiresVerification attribute in your application configuration to define which countries and regions require verification. Summary Token of Trust now supports location-based verification requirements through the locationRestrictions configuration. This feature allows you to specify which geographic locations (countries and regions)

By darrin